Payment

Payment Plans

Payment plans are available to help students pay for their MTI education. Payment plans enable you to divide your balance due into multiple installment payments instead of paying in one lump sum. Enrolling into the Master Tattoo Institute Payment Plan is fast, easy, and secure. If you are approved, you will receive written and verbal notification and it will be documented on your enrollment agreement.
Starting At $190 / Month
Rates From 3.99% APR
Credit Scores From 400
Early Payoff No Penalty
Payment Plans

A Breakdown Of Your Payment Plan Options

Paying for your tattoo career with a payment plan.

Three approved plans, each with its own rate and monthly payment. Contact an MTI admissions rep to help you make a financial plan that fits your situation.

01 / 03

Most Affordable

5.99% interest. Use the approved financed amount, repayment term, total of payments and eligibility disclosure.

Starting At$190 / Month
02 / 03

Most Popular

4.99% interest. Use the approved financed amount, repayment term, total of payments and eligibility disclosure.

Starting At$217 / Month
03 / 03

Least Expensive

3.99% interest. Use the approved financed amount, repayment term, total of payments and eligibility disclosure.

Starting At$259 / Month
Admissions

Speak With Admissions About Tuition And Payment Planning

Every day students make important financial decisions: funding their education, and managing daily expenses.

MTI is committed to helping students understand their finances while navigating through school. An advisor can explain current tuition, deposits, financing, school payment options, scholarships, housing, supplies and application steps.

One-on-one counseling to help you set and reach your financial goals
Current tuition, deposits and financing explained in plain terms
Scholarships and school payment options you may qualify for
Housing, supplies and the application steps that follow
Payment Plan FAQ

Frequently Asked Questions About Financing Your Training

Applications, credit, rates, start dates and what happens if your circumstances change.

Applying for a payment plan is quick and straightforward. You can complete the entire process through our secure online portal in just a few easy steps. Most students finish the application in about 15 minutes. Once submitted, you'll receive an update from our lending partner regarding approval and next steps.

You do not need perfect credit to be approved. Our lending partner accepts applicants with credit scores as low as 400, making financing accessible for most students. However, they do require proof of income, such as recent pay stubs, to verify your ability to meet the monthly payments. As long as you can demonstrate steady income, you may still qualify even with lower credit.

Our lending partner offers competitive interest rates starting as low as 3.99%, making financing more affordable for qualifying students. Your exact rate is determined by the lender based on factors such as credit history and verified income. Once approved, you'll receive a clear breakdown of your rate, terms, and monthly payment before you accept the loan.

The initial application uses a soft credit pull, which does not impact your credit score. If you are pre-approved and choose to move forward with the loan, the lender will then perform a hard credit pull to finalize your approval. This hard pull only occurs after you review and accept the financing offer.

Your payments begin once you receive your approval letter from our lending partner, or at the start date you choose during the enrollment process. This gives you the flexibility to align your payments with your schedule and ensures you're fully prepared before your plan begins.

At this time, our financing options are only available to U.S. citizens and legal U.S. residents. Unfortunately, we are not able to approve loans for international students or individuals who are not U.S. residents.

If your application with our third-party lender is not approved, you still have options. We offer in-house financing directly through the school, which may be available with an initial down payment. Our goal is to provide every student with a pathway to enroll, so we'll work with you to find a solution that fits your situation.

We do not accept FAFSA or federal student loans. However, we partner with a trusted third-party lending provider to offer flexible payment plans and financing options, making it easier for students to enroll and manage their tuition costs.

Yes, there is a 20% discount for paying in full, but some restrictions do apply. Please contact an admissions representative for more information.

No, there are no pre-payment penalties for paying tuition off early.

Yes. While we do not accept federal financial aid, students can apply for financing through our trusted third-party lending partner. This option provides flexible payment plans and potential financial assistance designed to make tuition more manageable.

If you ever miss a payment, there's no need to panic — our goal is to support you and maintain a positive long-term relationship. We understand that life can happen, and we always do our best to work with each student's individual circumstances.

The most important thing is communication. As long as you stay in touch with us and keep us informed, we can help you find a solution. Continued non-payment without communication may lead to temporary suspension or, in rare cases, removal from the program. This is easily avoided by staying in contact and working with our team.

Yes, students can pause payments with written notice to the admissions department and approval. During this time, your education will also be suspended until you return to your payments.

Yes. You can contact our admissions office and discuss options for different terms and rates at any time.

No, there is never a penalty for payoffs.

Yes. Each student is given access to a portal where they can control payment information, see past payments made, and make changes to cards and accounts on file.

Next Step

Let's Build A Plan That Fits Your Budget

Talk to an admissions rep about tuition, deposits, financing and scholarships. Most applications take about 15 minutes.